UpTrip

UpTrip loyalty guide · 2026

IHG One Rewards

Milestone Rewards pay you for the nights that don't move you up a tier. On property, though, the brand still matters more than the badge.

The program in brief

IHG reported 7,014 hotels and more than one million rooms in its current corporate footprint, spanning mainstream, extended-stay, luxury, and resort brands. That is enough range for one account to hold a Tuesday-night Holiday Inn Express and a week at Six Senses.

The structural quirk worth understanding first is that elite status and Milestone Rewards are tracked separately. You can move one without moving the other.

The rest is detail, though the detail bites. Most hotels use a straightforward base earning rate, with a few important exceptions; awards are dynamically priced; part of every Points & Cash booking is nonrefundable; and the fourth-night benefit requires an eligible US credit card.

Strengths

  • A broad portfolio, from roadside to Six Senses
  • Milestone Rewards pay out between status thresholds
  • Strong earning bonuses at Platinum and Diamond
  • An eligible US card can add a fourth-night award benefit

Trade-offs

  • Dynamic award prices, and participation set property by property
  • Reduced earning at extended-stay brands and IHG Army Hotels
  • The cash half of Points & Cash does not come back
  • Club points expire after only 12 quiet months
Mountain resort surrounded by dramatic natural scenery
Editorial illustration of a mountain resort. It is not evidence that the pictured property participates in IHG One Rewards.Manuel MorenoUnsplash
Quiet modern hotel bedroom with soft neutral colors
Editorial illustration of a hotel bedroom. It is not evidence that the pictured property participates in IHG One Rewards.Linus MimietzUnsplash

Program map

Size and scope

Reviewed July 14, 2026 against the IHG One Rewards terms updated June 24, 2026, current benefits and customer-care pages. IHG reported 7,014 hotels at March 31, 2026. Six Senses, Iberostar, Ruby, InterContinental Alliance Resorts, residences and other special-property groups do not share one uniform participation model. IHG's current master terms and FAQ conflict on the earning rate for some residences; that conflict is preserved below rather than resolved by assumption.

01
Portfolio reach
7,014 hotels and 1.036 million roomsIHG corporate portfolio at March 31, 2026, spanning more than 100 countries.
02
Core hotel earn
10 points per eligible US dollarStaybridge, Candlewood, residences and Army Hotels have reduced or property-specific rates.
03
Elite ladder
10 / 20 / 40 / 70 nightsGold, Platinum and Diamond can also be reached with 40,000 / 60,000 / 120,000 Elite Qualifying Points.
04
Award pricing
DynamicReward Night point requirements vary by hotel, brand, date and other factors.
05
Milestones
Every ten nights from 20 through 100Choices include points, Food & Beverage Rewards, Confirmable Suite Upgrades and Annual Lounge Membership at specified thresholds.
06
Point expiry
12 months inactive for Club membersElite-member points do not expire while elite status is maintained.
07
Member transfers
US$5 per 1,000 pointsA poor default value proposition; transfers are nonrefundable.
08
Lifetime status
None publishedPaid InterContinental Ambassador and invitation-only Kimpton Inner Circle are separate overlays, not lifetime IHG One Rewards tiers.
2121 participating brand labels

Participating brands

One program, from a quick overnight to a resort week

This list follows the loyalty terms rather than IHG's wider development portfolio, and the two do not always agree. Where they differ, the terms are what govern your stay.

Showing 21 of 21

Luxury and lifestyle

9
  • Six Senses Hotels Resorts Spas Special terms
  • Regent Hotels & Resorts Participates
  • InterContinental Participates
  • Vignette Collection Participates
  • Kimpton Hotels & Restaurants Participates
  • Hotel Indigo Participates
  • HUALUXE Hotels & Resorts Participates
  • participating Iberostar Beachfront Resorts Special terms
  • participating Ruby Hotels Special terms

Premium

3
  • Crowne Plaza Participates
  • EVEN Hotels Participates
  • voco hotels Participates

Essentials

5
  • Holiday Inn Participates
  • Holiday Inn Express Participates
  • Holiday Inn Resort Participates
  • Garner Participates
  • avid hotels Participates

Suites

4
  • Atwell Suites Participates
  • Staybridge Suites Participates
  • Candlewood Suites Participates
  • Holiday Inn Club Vacations Participates

Reading the marks

A green check means the brand participates on the program’s standard terms. Marked brands don’t — earning, status, or redemption works differently there.

Before you book

Only participating Six Senses, Iberostar Beachfront Resorts, and Ruby hotels qualify. Ruby integration continues through 2026, and Cuba interests within the Iberostar alliance are excluded.

Other IHG labels

IHG uses these names elsewhere, but the current terms do not identify them as separate Rewards brands.

  • Noted Collection
  • Holiday Inn – the niu

Brand names and logos belong to their respective owners. Their appearance here does not imply affiliation with or endorsement of UpTrip.

Status

The status ladder

Where a program offers several routes to the same tier, the routes usually stand alone rather than combining, which matters a great deal if you were counting on two of them adding up.

  1. 01

    Club

    Enrollment

    Base program access
  2. 02

    Silver Elite

    10 qualifying nights

    20% bonus; no points qualification route
  3. 03

    Gold Elite

    20 nights or 40,000 elite-qualifying points

    40% bonus
  4. 04

    Platinum Elite

    40 nights or 60,000 elite-qualifying points

    60% bonus and stronger published hotel benefits
  5. 05

    Diamond Elite

    70 nights or 120,000 elite-qualifying points

    100% bonus and top published tier treatment

The rules, in table form

Rates and thresholds move. An individual hotel can also sit outside the standard rules entirely, whatever the program-wide table says, and that’s the usual reason a benefit that looks guaranteed here never shows up at check-in. Confirm the current terms and your hotel’s participation before booking.

Earning

Points per dollar, brand by brand

IHG's June 24 master terms are the primary source here. A current official FAQ contradicts them on some branded residences and Alliance properties; both readings appear below, because for those cases the individual property page and the posted stay result are the only practical answer.

Hotel or chargePublished earnStatus treatmentSource caution
Most participating IHG brands10 points per eligible US$1Eligible points can qualify status when classified as Elite Qualifying Points; one qualifying night per room/dayEligible room rate and room-billed hotel charges; taxes, gratuities and many third-party charges are excluded
Staybridge Suites and Candlewood Suites5 points per eligible US$1Qualifying nights and eligible points can advance statusDo not apply the 10x headline rate to extended-stay bookings
Residences, serviced apartments and extended-stay unitsMaster terms say 5x; current FAQ says 2.5x at certain IHG-branded residences excluding voco ResidencesProperty-specificOfficial-source conflict: verify the individual hotel page and retain the folio
IHG Army Hotels3 points per eligible US$1Qualifying treatment under Army Hotels rulesReward Night availability can be limited or unavailable
InterContinental Alliance ResortsMaster terms require specified IHG booking channels; current FAQ lists fixed earning at certain Alliance propertiesProperty-specificDo not infer the ordinary 10x rate; verify the named hotel before booking
Up to nine roomsEligible charges can earn points when the member stays and account/folio conditions are metOnly one room produces tier qualification for the memberAll room reservations must be linked correctly; multiple occupants do not split the earn

Members choose IHG points or participating airline/partner rewards for the same qualifying stay unless a promotion expressly allows both. Airline conversion is irreversible and can take up to six weeks.

Status

Nights or qualifying points, with breakfast at Diamond

TierQualificationPoint bonusBenefits to read precisely
ClubEnrollmentNoneMember rates and late checkout up to 2 p.m. subject to availability; points expire after 12 inactive months
Silver Elite10 qualifying nights+20%Points do not expire while elite status is held; no points-based qualification route
Gold Elite20 qualifying nights or 40,000 Elite Qualifying Points+40%Rollover nights and eligible Hertz recognition; program-level late checkout remains subject to availability
Platinum Elite40 qualifying nights or 60,000 Elite Qualifying Points+60%Availability-based upgrade, restricted 72-hour room guarantee, reward-night discount access, welcome amenity and early check-in subject to availability
Diamond Elite70 qualifying nights or 120,000 Elite Qualifying Points+100%Diamond support and a welcome-amenity choice that can include daily hot breakfast for the member and one registered guest

Elite bonus points do not automatically equal Elite Qualifying Points. Card, purchase, transfer, voucher and promotion treatment depends on the specific earning-source terms.

Redemption

How the award formats differ

RedemptionHow it is pricedIncluded and excludedFailure mode
Reward NightDynamic point amount by hotel, brand, date and other factorsStandard room and government-mandated taxes/fees; food, gratuities, incidentals, extra guests and potentially property fees remainNo-blackout language does not create inventory after the hotel's reward allocation sells out
Points & CashExisting points plus an immediate purchase of the additional points required for a Reward NightReservation follows Reward Night treatmentOn timely cancellation, purchased points return but the cash purchase is not refunded
Reward-night incidentalsNo points on the redeemed room-rate equivalentEligible room-billed hotel charges can earn points or partner rewardsCharges not billed to the room and third-party services generally do not qualify
Secondary guestMember can add another guest to check in where local law permitsGreater China requires Customer Care notice at least seven days before the stayIncorrect guest details or local-law restrictions can prevent check-in
Fourth night freeCard-specific benefit for eligible US Chase IHG cardmembersNot an IHG One Rewards base-program entitlementDo not show it to every member or apply it outside the issuer terms

Reward Nights count as qualifying nights. They do not earn points on the room-rate equivalent and do not carry the elite guaranteed-room-availability benefit.

Milestones

The menu at each night threshold

Milestone Rewards run on qualifying nights, and eligible Reward Nights count among them. Rolled nights are the exception; they count toward status but not toward a new year's Milestones.

ThresholdAvailable selectionPractical rule
20 nights5,000 points, two US$20 Food & Beverage Rewards, or one Confirmable Suite UpgradeA suite award can cover one room for an eligible stay of up to five nights
30 nights5,000 points or two Food & Beverage RewardsChoose within 90 days or risk forfeiture under current rules
40 nightsChoose two: 10,000 points, five Food & Beverage Rewards, one Confirmable Suite Upgrade or Annual Lounge MembershipSuite and lounge selections are limited to one at this threshold
50 and 60 nights10,000 points or five Food & Beverage Rewards at each thresholdFood & Beverage Rewards must be applied to eligible room-billed charges before checkout
70 nightsChoose two: 10,000 points, five Food & Beverage Rewards, two Confirmable Suite Upgrades or Annual Lounge MembershipSelection limits apply; two suite awards are delivered through one suite choice
80, 90 and 100 nights10,000 points or five Food & Beverage Rewards at each thresholdNo additional published tier sits above Diamond in the core program
Confirmable Suite UpgradeRequest by phone no earlier than 14 days and no later than 24 hours before arrival; entry-level suite or premium-room alternativeReward Nights qualify; excluded brands include avid, Atwell Suites, Army Hotels, Holiday Inn Club Vacations and Six Senses; a club-floor room does not include lounge access
Annual Lounge MembershipMember plus one guest during an eligible stay for the rest of the selection year plus 12 monthsNo maximum stay length, but participating-property and Alliance Resort exclusions apply

Strategy

How earning and status actually work

01 · Who it suits

One account, several kinds of trip

A single account can hold a practical Holiday Inn Express stay, a month in an extended-stay property, and an InterContinental or Six Senses booking. That range is the point of the program when destinations and budgets both move around.

Participation is not uniform, though. Newly integrated brands, resorts, residences, and individual properties can all sit outside the rule you expect, so search the exact hotel in IHG's official channel and read what it says about earning and benefits before you assume the portfolio-level rule applies.

02 · Earning

Base rates, and where they drop

Most participating brands earn 10 base points per eligible US dollar. Staybridge Suites and Candlewood Suites earn 5; IHG Army Hotels earns 3. Residences and serviced apartments need property-level confirmation, because IHG's own sources disagree: the current master terms state 5, while the current FAQ lists 2.5 at certain IHG-branded residences other than voco Residences. Elite bonuses run from 20% at Silver to 100% at Diamond.

Only eligible charges and rates count. The estimate excludes card multipliers, promotions, taxes, and ineligible incidentals, so the result stays at the published base rate.

03 · Using points

Points & Cash is partly a purchase.

Reward Night prices are dynamic. They can begin at a low published floor, but the live property-and-date price is the one that controls, and no-blackout language does not conjure inventory: a hotel may have no qualifying reward room left for your dates, and resort or service fees can remain on top.

The cash half of a Points & Cash booking buys points outright. Cancellation therefore works asymmetrically: on an eligible reservation the points generally come back, while the cash portion does not. Enter that cash as a real cost, because it is one. Leave the fourth-night-free feature switched off unless you have confirmed an eligible US IHG Chase card and the current card terms.

04 · Status and milestones

Two ladders, not one

Platinum and Diamond carry the strongest published on-property benefits, but the tier ladder is only half the system. Milestone Rewards offer choices at specified qualifying-night intervals, and they run on their own schedule: a member can reach a milestone without changing tier, and earning a tier does not retroactively grant every milestone choice.

Silver has only a 10-night path. Gold, Platinum, and Diamond add elite-qualifying-point routes alongside their night requirements, so track the two counters independently, and remember that promotional and bonus points are not automatically elite-qualifying points.

05 · Keeping points active

Club points expire after 12 inactive months.

Club-level points expire after 12 months without an earn or redeem action under current rules, a shorter window than most programs allow. Points do not expire while qualifying elite status is maintained. The evidence that matters is the posted date of a named qualifying transaction, not a login or a profile edit.

Standard member-to-member transfers cost US$5 per 1,000 points and are nonrefundable. For a small gap that is usually the expensive answer; compare it against buying the room outright, buying points under an official offer, or picking a different redemption.

06 · Our take

Where IHG delivers

The portfolio alone would justify an account. What distinguishes IHG is that Milestone Rewards keep paying out through the long stretch before the next elite tier, which is where most frequent guests spend their year. Platinum and Diamond can improve a stay; delivery still depends on the brand and the hotel.

Use the 10× rate only where the brand actually earns it, count Points & Cash as partly a purchase, and apply the fourth-night feature only if you hold the right card. Infrequent guests have one more thing to watch, and it is that 12-month Club expiry window.

In practice

From qualifying to checking out

Qualifying for a tier and getting real value out of it are different problems, and the habits that solve one won’t help much with the other. The notes run in that order.

01

Orientation

Identifying which participation class a property belongs to

IHG's network covers luxury resorts, city hotels, roadside properties and extended stays. That range makes the program useful across ordinary travel rather than only aspirational trips. It also means the 10-points-per-dollar headline and Diamond benefit list cannot be applied uniformly.

Start by identifying the property's participation class. A Holiday Inn Express, InterContinental, Staybridge Suites, Six Senses, Iberostar, Ruby hotel and Alliance Resort can differ in earning, awards, breakfast and elite treatment. The individual hotel page and current terms should agree before the guide makes a firm promise.

  • Verify participating property, brand and booking channel together.
  • Treat Six Senses, Iberostar, Ruby and Alliance properties as special cases.
  • Use the newer master terms when general pages conflict, while disclosing the conflict.
02

Earning

Redeemable points and Elite Qualifying Points

A qualifying stay at most brands earns 10 points per eligible dollar, while extended-stay and special properties earn less. Elite bonuses add 20%, 40%, 60% or 100% to the base. Taxes, service charges, gratuities and third-party items should be removed before estimating the result.

Not every point advances status. IHG identifies Elite Qualifying Points according to the source, and transfers, purchases, many card earnings and promotions may be redeemable without satisfying the status meter. When a stay could qualify Gold, Platinum or Diamond on points, use the account's qualifying-point total rather than the visible balance.

  • Calculate base points at the property's actual rate.
  • Apply the elite percentage to base points, not total spend.
  • Label every non-stay earning source qualifying or nonqualifying from its terms.
03

Status

What Platinum and Diamond each add

Platinum introduces availability-based upgrades, early check-in, reward discounts and a 72-hour room guarantee with restrictions. The upgrade is to the next best room the hotel makes available; it is not a confirmed suite. Program-wide late checkout remains subject to availability even at higher tiers.

Diamond's most legible benefit is the welcome-amenity choice that can include daily hot breakfast for the member and one registered guest. It still follows participating-brand and property rules and is a choice, not necessarily an additional meal layered on top of every existing offer. Confirm the registered guest and selection at check-in.

  • Do not promise a Platinum or Diamond suite at arrival.
  • Ask how the Diamond breakfast choice is delivered at that hotel.
  • Treat early check-in and late checkout as requests unless terms say otherwise.
04

Milestones

Why a high-spend member can miss these rewards

At 20 nights, a Confirmable Suite Upgrade can be more useful than 5,000 points. At 40 and 70 nights, suite awards or Annual Lounge Membership can transform several stays. These rewards come from qualifying nights, not the Elite Qualifying Point route, so a high-spend member can earn Platinum or Diamond without receiving the same Milestone package.

Each choice has timing. Members have 90 days to select, and the reward then follows its own validity. A suite upgrade must be requested by phone 14 days to 24 hours before arrival and covers up to five nights. Lounge Membership lasts through the selection year plus 12 months and covers the member and one guest at participating lounges.

  • Model status and Milestone progress separately.
  • Choose suite or lounge only with eligible stays in view.
  • Calendar the selection deadline and reward expiry immediately.
05

Awards

The structure behind a Points & Cash booking

IHG's Points & Cash booking is not a hotel bill split between currencies. The member uses existing points and buys the remaining points needed for a Reward Night. If the booking is canceled within policy, those purchased points return to the account; the cash does not return to the card.

That structure changes the risk. The booking may be cancelable, but the point purchase is not. Compare the offer with buying points independently, using an all-points award or paying the hotel rate. Do not select Points & Cash simply because it displays a lower immediate cash amount.

  • Treat the cash component as a nonrefundable point purchase.
  • Confirm reward inventory before committing.
  • Value the returned points, not a cash refund, in cancellation planning.
06

Fees

What a Reward Night leaves on the folio

A Reward Night covers a standard room and government-mandated taxes or fees under the master terms. Extra guests, children, food, gratuities and incidentals can remain. The terms do not create a universal resort- or destination-fee waiver, and all-inclusive occupancy and meal-plan rules vary.

Review the final award summary and property terms before moving points. At Iberostar and other special properties, local or conditional taxes may remain. If a fee is unclear, ask the hotel to identify whether it is government-mandated, a property charge or tied to occupancy; those categories receive different treatment.

  • Include every mandatory cash charge in award value.
  • Enter all guests and children accurately during search.
  • Do not advertise a universal resort-fee waiver.
07

Cards

The fourth night free is a Chase card benefit

Eligible US Chase IHG Premier and Business Premier cardmembers can receive a fourth-night benefit on qualifying award stays under the issuer terms. It is one of IHG's most valuable award mechanics for those cardholders. It does not attach to a Club, Silver, Gold, Platinum or Diamond account by default.

A guide that displays the fourth night as a universal IHG feature overstates value for international members and US members without the card. Gate the calculator behind explicit card eligibility, link to the current issuer terms and show the ordinary award price beside the card-adjusted total.

  • Ask whether the eligible primary card is active before applying the benefit.
  • Keep card disclosures separate from organic status benefits.
  • Do not describe a card offer as an IHG-wide promotion.
08

Eligibility

Which booking channels qualify

IHG recognizes its own websites, app, WeChat, Customer Care, hotels, eligible Iberostar channels and authorized travel agents with direct distribution agreements. Most ordinary OTAs, wholesalers, tour operators and crew rates do not qualify. An enrolling stay booked through an OTA can receive limited treatment without turning later OTA stays into qualifying reservations.

The cost of an ineligible booking can include points, qualifying nights, breakfast, upgrades and Milestone progress. Group attendees can still receive on-property tier benefits, but earning on a group rate generally requires individual payment rather than a master folio. Check both rate and channel before assigning value.

  • Do not generalize the enrolling-stay exception.
  • Confirm whether an agent is IHG-authorized, not merely IATA-affiliated.
  • Retain the reservation and folio until activity posts.
09

Account care

Expiry clocks, and the price of a transfer

Club-member points expire after 12 months without a posted earn or redeem transaction. Elite-member points remain active while elite status is held. An annual co-branded-card Free Night does not count as activity for this purpose, so a member can use a certificate while an unrelated point balance approaches forfeiture.

Member transfers cost US$5 per 1,000 points, or half a cent per point before the recipient redeems anything. That fee can erase the value of many awards. Prefer a small qualifying earn or redemption for account care, and transfer only when a specific, available award produces more value than the fee and alternatives.

  • Post qualifying activity before the 12-month deadline.
  • Do not use a card certificate as an expiry reset.
  • Compare transfer fee, point purchase and cash room before moving points.

What changed

  1. Current master terms update

    The terms used for this guide carry this update date and govern current participation, qualification, earning, redemptions, transfers and expiry. Some current FAQ language still conflicts with the master terms on residence earning.

  2. Ruby Hotels integration began rolling out

    IHG states that Ruby hotels are being continuously integrated into IHG One Rewards from January 2026. Participation must be checked on the individual hotel website rather than assumed across the brand.

  3. IHG reached 7,014 open hotels

    The first-quarter trading update reported 1.036 million rooms and 7,014 hotels. These corporate totals are broader than a claim that every hotel offers identical IHG One Rewards terms.

  4. UpTrip verification date

    Tier thresholds, earning exceptions, Milestone choices, award rules, expiry and footprint were checked against the first-party sources listed here.

Calculators

What’s any of this worth?

Each of these takes numbers only you have: the cash price you were quoted, and the award price for the same room on the same dates. For the last two cards you’ll also need an honest figure for what a benefit is worth to you, not what it lists for. Every default here is a placeholder.

01 · Award value

Should you use rewards?

Take the cash price you were quoted, the reward price for the same room, and any fee that survives the award booking; what comes back is what each reward is actually buying you.

Value per reward0.65 USD cents

Set the value you want each reward to return.

02 · Earnings

What a stay earns

Most brands earn 10 base points per eligible US dollar; Staybridge and Candlewood earn 5, and IHG Army Hotels earns 3. Official IHG sources conflict between 5 and 2.5 at certain residences, so verify the property.

Estimated earnings5,000

The figure is in IHG One Rewards points, before anything else moves it: ineligible taxes, promotions, brand exceptions, earning caps, co-brand cards and partner bonuses all sit outside this calculation.

03 · Status

Nights left to a tier

Night estimate only. Gold, Platinum, and Diamond also have separate elite-qualifying-point paths. Silver does not.

Nights still needed70

You have entered 0 nights against the 70-night Diamond Elite threshold.

04 · Benefits

Putting a price on status

Price only the things you’d otherwise have bought, then discount the total for anything that depends on availability or that you’ll simply forget to claim.

Your annual estimateUSD 0

Based only on the values above; count a benefit only if you’d otherwise have paid for it.

Nothing you type here leaves your browser. Treat every output as an estimate; the current program terms and your own eligibility are what actually apply.

Common questions

Answers here reflect the sources and the review date at the top of this page. Promotions come and go, hotels drop in and out of participation, and whether a benefit actually shows up still depends on the property in front of you.

01How many IHG One Rewards points do I earn at a hotel?

Most participating brands earn 10 points per eligible US dollar. Staybridge Suites and Candlewood Suites generally earn 5x; Army Hotels earns 3x. The current master terms say 5x for residences/serviced apartments, while an official FAQ says 2.5x at certain branded residences. Verify the individual property when those sources conflict.

02Do all IHG points count toward elite status?

No. Only points classified as Elite Qualifying Points advance the Gold, Platinum and Diamond point thresholds. Many card, purchase, transfer, voucher, promotional and bonus points are redeemable without being status-qualifying; the earning source's own terms decide the answer.

03Do IHG Reward Nights count toward status and Milestones?

Eligible Reward Nights count as qualifying nights and can advance night-based status and Milestone Rewards. They do not earn points on the redeemed room-rate equivalent, although eligible incidentals can earn.

04How do IHG rollover nights work?

Gold, Platinum and Diamond can roll qualifying nights beyond the threshold for the tier earned into the next calendar year's status calculation. Previously rolled nights cannot roll again, and rollover nights do not count toward Milestone Rewards.

05Does IHG Diamond include breakfast?

Diamond's welcome-amenity choice can include daily hot breakfast for the member and one registered guest at participating hotels. It is a choice subject to brand and property rules, not an unconditional breakfast added to every stay.

06Does IHG Platinum or Diamond guarantee a suite?

No. Ordinary elite upgrades are subject to availability and may be the next best room rather than a suite. A separate Confirmable Suite Upgrade earned through Milestones can confirm an entry-level suite, subject to hotel inventory, timing and a long exclusion list.

07How does an IHG Confirmable Suite Upgrade work?

Call Customer Care between 14 days and 24 hours before arrival. When eligible inventory exists, the award confirms an entry-level suite for one room and a stay of up to five nights; a premium room may be offered if no suite is available. Reward Nights qualify, but several brands and property types do not.

08What does IHG Annual Lounge Membership include?

It covers the member and one guest at participating lounges during eligible stays for the rest of the selection year plus 12 months. There is no program-level stay-length cap, but property exclusions apply, including InterContinental Alliance Resorts under current rules.

09Is IHG Points & Cash refundable?

The reservation can follow its cancellation policy, but the cash component is an immediate, nonrefundable point purchase. A timely cancellation returns the purchased points to the account rather than refunding that cash to the payment method.

10Are resort fees waived on IHG Reward Nights?

IHG's master terms cover the standard room and government-mandated taxes or fees, but they do not promise a universal resort- or destination-fee waiver. Property charges, extra guests, food, gratuities and incidentals can remain, so the final award summary is where the real total appears.

11Does every IHG member receive a fourth award night free?

No. Redeem three nights and get the fourth free is a benefit of eligible US Chase IHG credit cards under separate issuer terms. It is not an automatic Club or elite-status benefit and should not be applied to members without an eligible card.

12When do IHG points expire, and can I transfer them?

Club-member points expire after 12 months without a posted earn or redeem transaction. Elite-member points do not expire while elite status is maintained. Transfers cost US$5 per 1,000 points, are nonrefundable and are usually worth considering only for a specific available award.

Sources

Everything above traces back here.

Program rules and prices change. Before you book or move rewards, confirm the hotel, dates, room, rate, fees, benefits, account eligibility, and partner terms on the linked official pages.

  1. 01
    IHG One Rewards terms

    Controlling program, earning, award, transfer, and expiry terms

    IHG Hotels & Resorts
  2. 02
    Tier benefits

    Tier thresholds and published benefits

    IHG Hotels & Resorts
  3. 03
    Earn rewards

    Earning overview

    IHG Hotels & Resorts
  4. 04IHG Hotels & Resorts
  5. 05
    Customer Care FAQ

    Current residence-earning language and operational guidance

    IHG Hotels & Resorts
  6. 06
    Q1 2026 trading update

    Dated portfolio footprint

    IHG Hotels & Resorts
  7. 07
    Food and Beverage Rewards

    Redemption value, eligible charges and property exclusions

    IHG One Rewards
  8. 08
    Maintain Your IHG One Rewards Points

    Account activity and point-expiry overview

    IHG One Rewards
  9. 09
    InterContinental Ambassador Terms

    Separate paid Ambassador program and benefit boundaries

    InterContinental Hotels & Resorts
  10. 10
    Redeem IHG One Rewards

    Current redemption categories and official navigation

    IHG One Rewards
  11. 11
    IHG One Rewards Enrollment

    Official non-referral enrollment destination

    IHG One Rewards

Official enrollment

Join IHG One Rewards

The link goes to IHG Hotels & Resorts’s own site, not a partner page. It carries no referral code, and UpTrip receives nothing if you sign up.

Join IHG One Rewards on the official site

Read next

ALL – Accor Live LimitlessEurope, and anywhere else Accor is thick on the ground